Federal · U.S. House · Subcommittee

Financial Institutions and Monetary Policy Subcommittee

Part ofFinancial Services CommitteeChairAndy Barr(R)financialservices.house.gov

MeetingsHearings, markups, and business meetings, most recent first.

Sep 182026

Main Street Capital Access Act: Empowering Community Banks to Drive Economic GrowthHearing822 Hall Drive, Richmond, KY, 404754:00 p.m.

Mr. Timothy SchenkPresident and Chief Executive Officer · Kentucy Bankers AssociationWitness Biography Witness Statement Witness Truth in Testimony

Mr. Kyle AudPresident and Chief Executive Officer · Cornerstone Community BankWitness Biography Witness Statement Witness Truth in Testimony

Mr. Jason HawkinsPresident and Chief Executive Officer · First United BankWitness Biography Witness Statement Witness Truth in Testimony

Mr. Zach WorshamVice President · Winterwood Inc.Witness Biography Witness Statement Witness Truth in Testimony

Notice

Memorandum

Apr 162026

Promoting Access to Credit for Everyday AmericansHearing2128 Rayburn House Office Building2:00 p.m.

Mr. Dan SmithPresident and Chief Executive Officer · Consumer Data Industry AssociationWitness Statement Witness Truth in Testimony Witness Biography

Ms. Rebecca KuehnPartner · Hudson and CookWitness Biography Witness Statement Witness Truth in Testimony

Mrs. Celia WinslowPresident and Chief Executive Officer · American Financial Services AssociationWitness Biography Witness Statement Witness Truth in Testimony

Mrs. Veneshia FerdinandDirector of Compliance Policy · Simmons BankWitness Biography Witness Statement Witness Truth in Testimony

Ms. Chi Chi WuDirector of Consumer Reporting and Data Advocacy · National Consumer Law CenterWitness Biography Witness Statement Witness Truth in Testimony

Notice

Memorandum

H.R. 5775, the FCRA Liability Harmonization Act

H.R. 5402, the Credit Access and Inclusion Act

H.R. 7588, the Eliminating Fraud in the CFPB’s Complaint Database Act

H.R. 8141,the Fair Credit Reporting Reseller Accuracy Act

Mar 52026

Fighting Fraud on the Front Lines: Challenges and Opportunities for Financial InstitutionsHearing2128 Rayburn House Office Building3:00 p.m.

Mr. Patrick McDadeSenior Vice President for Fraud and Technology Risk Management · EverBankWitness Biography Witness Statement Witness Truth in Testimony

Ms. Kate McKuneGeneral Counsel · Park Community Credit UnionWitness Biography Witness Statement Witness Truth in Testimony

Mr. Joseph SchusterPartner · Ballard Spahr LLPWitness Biography Witness Statement Witness Truth in Testimony

Mr. Adam RustDirector of Financial Services · Consumer Federation of AmericaWitness Biography Witness Statement Witness Truth in Testimony

Mrs. Gay DempseyChief Executive Officer · Bank of Lincoln CountyWitness Biography Witness Statement Witness Truth in Testimony

Notice

Memorandum

H.R.____, the Transaction Risk Analytics and Collaborative Exchange (TRACE) Act of 2026

H.R.____, the Bank Fraud Technology Advancement Act of 2026

H.R.____, the Scrutinizing Transactions for Overt Payment Fraud (STOP Fraud) Act

Dec 112025

Right-Sizing the U.S. Bank Capital Framework: A Return to Tailoring, Economic Growth, and CompetitivenessHearing2128 Rayburn House Office Building3:00 p.m.

H.R. 5616$2.50 for America’s 250th Act

H.R. 1761Donald J. Trump $250 Bill Act

Mrs. Margaret TahyarHead of Financial Institutions · Davis Polk & Wardwell LLPWitness Biography Witness Statement Witness Truth in Testimony

Mr. Andrew OlmemManaging Partner and Co-Leader of the Financial Services Group · Mayer BrownWitness Statement Witness Biography Witness Truth in Testimony

Mr. Mike FloodHead of Center for Capital Markets Competitiveness · U.S. Chamber of CommerceWitness Biography Witness Statement Witness Truth in Testimony

Mrs. Amanda EversolePresident and Chief Executive Officer · Financial Services ForumWitness Statement Witness Biography Witness Truth in Testimony

Mr. Simon JohnsonProfessor of Entrepreneurship · MIT Sloan School of ManagementWitness Biography Witness Statement Witness Truth in Testimony

Notice

Memorandum

H.R. 5616, the $2.50 for America’s 250th Act

H.R. 1761, the Donald J. Trump $250 Bill Act

Sep 92025

Promoting the Health of the Banking Sector: Reforming Resolution and Broadening Funding Access for Long-Term ResilienceHearing2128 Rayburn House Office Building6:00 p.m.

H.R. 3234Keeping Deposits Local Act

Mr. Dory WileyPresident and Chief Executive Officer · Commerce Street HoldingsWitness Biography Witness Statement Witness Truth in Testimony

Mr. James BarresiPartner · Squire Patton BoggsWitness Truth in Testimony Witness Biography Witness Statement

Dr. Norbert MichelVice President and Director · Cato Institute Center for Monetary and Financial AlternativesWitness Biography Witness Statement Witness Truth in Testimony

Mr. Robert JamesPresident and Chief Executive Officer · Carver Financial CorporationWitness Biography Witness Statement Witness Truth in Testimony

Mr. Hugh CarneyExecutive Vice President of Financial Institution Policy and Regulatory Affairs · American Bankers AssociationWitness Statement Witness Truth in Testimony Witness Biography

Notice

Memorandum

H.R. ___, the Least Cost Exception Act

H.R. ___, the Enhancing Bank Resolution Participation Act

H.R. ___, the Failing Bank Acquisition Fairness Act

H.R. 3234, To amend the Federal Deposit Insurance Act to modify the amount of reciprocal deposits of an insured depository institution that are not considered to be funds obtained by or through a depo

H.R. ___, the Bank Competition Modernization Act

H.R. ___, the Merchant Banking Modernization Act

H.R. ___, the Community Bank Deposit Access Act of 2025

H.R. ___, the Community Bank Capital Flexibility and Growth Act of 2025

Jul 82025

Main Street or Mandates? How Dodd-Frank Closed the Door on Financial OpportunitiesHearing2128 Rayburn House Office Building2:00 p.m.Canceled

Jun 52025

Framework for the Future: Reviewing Data Privacy in Today's Financial SystemHearing2128 Rayburn House Office Building2:00 p.m.

Ms. Rebecca KuehnPartner · Hudson Cook, LLPWitness Biography Witness Statement Witness Truth in Testimony

Ms. Zoë StricklandSenior Fellow · Future of Privacy Forum (FPF)Witness Biography Witness Statement Witness Truth in Testimony

Ms. Jennifer HuddlestonFellow in Technology Policy · Cato InstituteWitness Biography Witness Statement Witness Truth in Testimony

Mr. Scott TalbottExecutive Vice President · Electronic Transactions AssociationWitness Biography Witness Statement Witness Truth in Testimony

Mr. Andrew MorrisDirector of Innovation and Technology · America's Credit Unions (ACU)Witness Biography Witness Statement Witness Truth in Testimony

Notice

Memorandum

H.R. ____, the Systemic Risk Authority Transparency Act

H.R. ____, the Advancing the Mentor Protege Program for Small Financial Institutions Act

May 142025

Enhancing Competition: Shaping the Future of Bank Mergers and De Novo FormationHearing2128 Rayburn House Office Building6:00 p.m.

H.J.Res. 92Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of the Currency of the Department of the Treasury relating to the review of applications under the Bank Merger Act.

Mr. John BerlauSenior Fellow and Director of Finance Policy · Competitive Enterprise InstituteWitness Biography Witness Truth in Testimony Witness Statement

Mrs. ReShonda YoungFounder · Jabez Inc.Witness Biography Witness Statement Witness Truth in Testimony

Ms. Mary UsateguiPresident and CEO · BankMiamiWitness Statement Witness Biography Witness Truth in Testimony

Mr. Keith CostelloPresident and CEO · Locality BankWitness Truth in Testimony Witness Statement Witness Biography

Ms. Amanda AllexonPartner · Simpson Thacher & Barlett LLPWitness Statement Witness Truth in Testimony Witness Biography

H.R. ____, the Bank Failure Prevention Act of 2025

Memorandum

H.R. ____, the Stress Testing Accountability and Transparency Act

H.J.Res. 92, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of the Currency of the Department of the T

Notice

H.R. ___, a bill to require annual reports on Federal depository institution charter applications, bank holding company applications, Federal deposit insurance applications, and State depository ins

H.R. ___, a bill to require the Comptroller General of the United States to study the consideration of insured depository institution merger applications by Federal prudential regulators to ensure t

H.R. ___, a bill to require the Inspector General of each Federal prudential regulator to carry out a review of every 3 years of the regulator’s handling of insured depository institution merger app

H.R. ____, the Financial Institution Regulatory Tailoring Enhancement Act

H.R. ____, the Bringing the Discount Window into the 21st Century Act

H.R. ___, a bill to require the Comptroller of the Currency to study how bank-fintech partnerships can support new bank formation

H.R. ___, a bill to require the Federal prudential regulators to study improving the growth, capital adequacy, and profitability of rural depository institutions

Apr 292025

Regulatory Overreach: The Price Tag on American ProsperityHearing2128 Rayburn House Office Building2:00 p.m.

H.R. 1181Protecting Privacy in Purchases Act

H.R. 2702FIRM Act

H.R. 2808Homebuyers Privacy Protection Act

Ms. Sarah FlowersSenior Vice President, Senior Associate General Counsel · Bank Policy InstituteWitness Biography Witness Statement Witness Truth in Testimony

Mr. J. RadcliffeChairman & Chief Executive Officer · Community Financial Services BankWitness Biography Witness Truth in Testimony Witness Statement

Mrs. Margaret TahyarPartner, Head of Financial Institutions Group · Davis Polk & Wardwell LLPWitness Biography Witness Statement Witness Truth in Testimony

The Honorable Graham SteeleAcademic Fellow · Rock Center for Corporate Governance, Stanford Law SchoolWitness Biography Witness Statement Witness Truth in Testimony

H.R. ____, the Guidance Clarity Act of 2025

H.R. 2702, the Financial Integrity and Regulation Management Act (FIRM Act)

H.R. ____, the CAMELS Rating Modernization Act of 2025

H.R. 1181, the Protecting Privacy in Purchases Act

H.R. ____, the Taking Account of Institutions with Low Operation Risk Act of 2025 (TAILOR Act of 2025)

Memorandum

H.R. ____, the Banking Regulator Accountability Act

H.R. 2808, the Homebuyers Privacy Protection Act

H.R. ____, the International Regulatory Transparency and Accountability Act

H.R. ____, the Ensuring U.S. Authority over U.S. Banking Regulations Act

H.R. ____, the Congressional Banking Regulation Priorities and Accountability Act of 2025

H.R. ____, the Banking Regulator International Reporting Act

Notice

H.R. ____, the Tailored Regulatory Updates for Supervisory Testing Act of 2025 (TRUST Act of 2025)

H.R. ____, the FDIC Board Accountability Act

H.R. ____, the Federal Reserve Financial Accountability and Transparency Act

H.R. ____, the Supervisory Modifications for Appropriate Risk-based Testing Act of 2025 (SMART Act of 2025)

Mar 262025

A New Era for the CFPB: Balancing Power and Reprioritizing Consumer ProtectionsHearing2128 Rayburn House Office Building2:00 p.m.

H.J.Res. 74Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)".

H.R. 1652Rectifying UDAAP Act

H.R. 645National Constitutional Carry Act

H.R. 1606Making the CFPB Accountable to Small Businesses Act of 2025

H.R. 1653Civil Investigative Demand Reform Act of 2025

H.R. 2183CFPB Dual Mandate and Economic Analysis Act

Ms. Ana FonsecaPresident and CEO · Logix Federal Credit UnionWitness Statement Witness Biography Witness Truth in Testimony

Mr. David PommerehnGeneral Counsel, Head of Regulatory Affairs · Consumer Bankers AssociationWitness Statement Witness Biography Witness Truth in Testimony

Mr. Seth FrotmanFormer General Counsel and Senior Advisor to Director Chopra · Consumer Financial Protection BureauWitness Statement Witness Biography Witness Truth in Testimony

Ms. Rebecca KuehnPartner · Hudson Cook, LLPWitness Truth in Testimony Witness Biography Witness Statement

Bryan SchneiderPartner · Manatt, Phelps & Phillips, LLPWitness Biography Witness Truth in Testimony Witness Statement

Notice

H.J.Res. 74, Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to “Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regula

Memorandum

H.R. 1652, the Rectifying UDAAP Act

H.R. 1653, the Civil Investigative Demand Reform Act of 2025

H.R. __, the Business of Insurance Regulatory Reform Act of 2025

H.R. 654, the Taking Account of Bureaucrats’ Spending (TABS) Act of 2025

H.R. __, the Consumer Financial Protection Commission Act

H.R. __, the CFPB–IG Reform Act of 2025

H.R. 2183, the CFPB Dual Mandate and Economic Analysis Act