February 10, 2025
Mr. Garcia of California (for himself, Mr. Edwards, and Ms. Chu) introduced the following bill; which was referred to the Committee on Transportation and Infrastructure
To direct the Administrator of the Federal Emergency Management Agency to ensure that certain applicants for assistance after a declared major disaster do not receive a notice of denial while the applicant has a pending insurance claim for disaster-related losses, and for other purposes.
Section 1. Short title
This Act may be cited as the Fair Disaster Assistance Act of 2025
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Sec. 2. Prohibition on denial of assistance notification before insurance claim determination
The Administrator of the Federal Emergency Management Agency shall issue such regulations as are necessary to ensure that an applicant for assistance under section 408 of the Robert T. Stafford Disaster Relief and Emergency Assistance Act (42 U.S.C. 5174) that has indicated ownership of an insurance policy for a home or facility damaged by a major disaster declared under section 401 of such Act that is owned by such applicant does not receive a notice that indicates a denial of assistance before a final determination has been made regarding the approval or denial of a claim under such policy.