May 7, 2025
Mr. Barr (for himself and Mr. Meuser) introduced the following bill; which was referred to the Committee on Financial Services
To increase the asset thresholds at which financial institutions become subject to certain requirements, and for other purposes.
Section 1. Short title
This Act may be cited as the Financial Institution Regulatory Tailoring Enhancement Act
.
Sec. 2. Increased asset thresholds
(a) Bureau Supervision
Section 1025(a) of the Consumer Financial Protection Act of 2010 (12 U.S.C. 5515) is amended by striking $10,000,000,000
each place it occurs and inserting $50,000,000,000
.
(b) Volker rule requirements
Section 13(h)(1)(B)(i) of the Bank Holding Company Act of 1956 (12 U.S.C. 1851(h)(1)(B)(i)) is amended by striking $10,000,000,000
and inserting $50,000,000,000
.
(c) Qualified mortgage requirements
Section 129C(b)(F)(i) of the Truth in Lending Act (15 U.S.C. 1639c(b)(F)(i)) is amended by striking $10,000,000,000
and inserting $50,000,000,000
.
(d) Leverage and risk-Based capital requirements
Section 201(a)(3)(A) of the Economic Growth, Regulatory Relief, and Consumer Protection Act (12 U.S.C. 5371 note (a)(3)(A)) is amended by striking $10,000,000,000
and inserting $50,000,000,000
.