June 12, 2025
Mr. Olszewski (for himself, Ms. Craig, Ms. McBride, Mr. Thanedar, Ms. Norton, Mrs. McIver, Mr. Fields, Mr. Mullin, Mr. Krishnamoorthi, Mr. Raskin, Ms. Pettersen, and Ms. Elfreth) introduced the following bill; which was referred to the Committee on Financial Services, and in addition to the Committee on Oversight and Government Reform, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned
To direct the Secretary of Housing and Urban Development and the Director of the Bureau of the Census to conduct a study and submit a report about how Federal agencies identify and record cases of housing loss in the United States, and for other purposes.
Section 1. Study on housing loss
(a) In General
The Secretary of Housing and Urban Development and the Director of the Bureau of the Census shall jointly conduct a study about how Federal agencies identify and record cases of housing loss.
(b) Consultation required
When conducting the study required under subsection (a) the Secretary of Housing and Urban Development and the Director of the Bureau of the Census shall consult with—
(1)
the Director of the Bureau of Consumer Financial Protection;
(2)
the Director of the Federal Housing Finance Agency; and
(3)
the Under Secretary for Economic Affairs within the Department of Commerce.
(c) Report required
The Secretary of Housing and Urban Development and the Director of the Bureau of the Census shall, not later than 6 months after the date of the enactment of this section, submit a report to the Committee on Oversight and Government Reform of the House of Representatives, the Committee on Financial Services of the House of Representatives, and the Committee on Banking, Housing, and Urban Affairs of the Senate—
(1)
identifies and defines all of the types of housing loss experienced by persons residing in the United States on or after January 1, 2022;
(2)
determines which types of housing loss identified under paragraph (1) are most common;
(3)
identifies data sets administered by Federal agencies that contain data that is used by Federal agencies to identify and record the number and types of cases of housing loss experienced by persons residing in the United States each year;
(4)
describes, with respect to each data set identified in paragraph (3)—
(A)
the frequency at which the data in the data set is updated;
(B)
the policies that exist relating to the sharing of the data in the data set with Federal agencies and publically;
(C)
the specificity of the data of in the data set, including whether it relates to individuals or households;
(D)
the regions of the United States from which the data in the data set are collected; and
(E)
an assessment of the accuracy and reliability of the sources of the data in the data set;
(5)
recommends ways in which Federal agencies can improve the identification and recording of cases of housing loss in the United States, including by collecting additional data, creating additional data sets, and consolidating data sets, if appropriate; and
(6)
identifies any resources or legislative authorities that would be required to carry out the recommendations made under paragraph (5).
(d) Definition of Housing Loss
In this Act, the term housing loss means any manner in which a person is displaced from their dwelling unit against their will including through—
(1)
an eviction following a judgement entered by a court of competent jurisdiction;
(2)
an informal eviction in which a person moves out of a dwelling unit under pressure from the landlord but without a judgement entered by a court of competent jurisdiction;
(3)
a foreclosure resulting from missed mortgage payments;
(4)
a foreclosure resulting from missed tax payments; and
(5)
displacement resulting from a natural disaster.