September 3, 2025
Mr. Liccardo (for himself, Mr. Flood, Mr. Fields, and Ms. Salazar) introduced the following bill; which was referred to the Committee on Financial Services
To amend the Housing and Community Development Act of 1974 to expand new home construction, and for other purposes.
Section 1. Short title
This Act may be cited as the Unleashing Needed Local Options to Construct and Keep Housing Act
or the UNLOCK Act
.
Sec. 2. Amendments to the Housing and Community Development Act of 1974
Section 105(a) of the Housing and Community Development Act of 1974 (42 U.S.C. 5305(a)) is amended—
(1)
in paragraph (25)(D), by striking and
at the end;
(2)
in paragraph (26), by striking the period at the end and inserting ; and
; and
(3)
by inserting at the end the following:
(27)
in the case of any metropolitan city or urban county, State, unit of general local government, insular area, or tribal entity that receives amounts under section 106, for the construction of new residential housing for low- and moderate-income persons, with or without the assistance from a neighborhood-based nonprofit organization, or other private or public nonprofit organization.