Introduced in House — H.R. 5577

119th CONGRESS

1st Session

H. R. 5577

IN THE HOUSE OF REPRESENTATIVES

September 26, 2025

Mr. Garbarino introduced the following bill; which was referred to the Committee on Financial Services

A BILL

To amend the National Flood Insurance Act of 1968 to reauthorize the National Flood Insurance Program.

Section 1. Short title

This Act may be cited as the NFIP Extension Act of 2026.

Sec. 2. Extension of the National Flood Insurance Program

(a) Financing

Section 1309(a) of the National Flood Insurance Act of 1968 (42 U.S.C. 4016(a)) is amended by striking September 30, 2023 and inserting September 30, 2026.

(b) Program expiration

Program expiration.—Section 1319 of the National Flood Insurance Act of 1968 (42 U.S.C. 4026) is amended by striking September 30, 2023 and inserting September 30, 2026.

(c) Retroactive effective date

If this Act is enacted after September 30, 2025, the amendments made by subsections (a) and (b) shall take effect as if enacted on September 30, 2025.