[Report No. 119–456]
September 26, 2025
Mr. Garbarino introduced the following bill; which was referred to the Committee on Financial Services
January 15, 2026
Additional sponsors: Mr. Carter of Georgia, Mr. Van Drew, Mr. Lawler, Mr. Moskowitz, Mr. LaLota, and Mr. Gottheimer
January 15, 2026
Reported with an amendment, committed to the Committee of the Whole House on the State of the Union, and ordered to be printed
Strike out all after the enacting clause and insert the part printed in italic
For text of introduced bill, see copy of bill as introduced on September 26, 2025
To amend the National Flood Insurance Act of 1968 to reauthorize the National Flood Insurance Program.
Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,
Section 1. Short title
This Act may be cited as the NFIP Extension Act of 2026
.
Sec. 2. Extension of the National Flood Insurance Program
(a) Financing
Section 1309(a) of the National Flood Insurance Act of 1968 (42 U.S.C. 4016(a)) is amended by striking September 30, 2023
and inserting September 30, 2026
.
(b) Program expiration
Section 1319 of the National Flood Insurance Act of 1968 (42 U.S.C. 4026) is amended by striking September 30, 2023
and inserting September 30, 2026
.
(c) Retroactive effective date
If this Act is enacted after January 30, 2026, the amendments made by subsections (a) and (b) shall take effect as if enacted on January 30, 2026.