Introduced in House — H.R. 5923

119th CONGRESS

1st Session

H. R. 5923

IN THE HOUSE OF REPRESENTATIVES

November 4, 2025

Ms. Stefanik (for herself and Ms. Bynum) introduced the following bill; which was referred to the Committee on Financial Services

A BILL

To amend the Fair Credit Reporting Act to expand the definition of an active duty military consumer for purposes of certain credit monitoring requirements, and for other purposes.

Section 1. Short title

This Act may be cited as the Servicemember Credit Monitoring Enhancement Act.

Sec. 2. Credit monitoring

Section 605A(k) of the Fair Credit Reporting Act (15 U.S.C. 1681c–1(k)) is amended—

(1)

by amending paragraph (1) to read as follows:

(1) Uniformed services member consumer defined
In this subsection, the term uniformed services member consumer means a consumer who is a member of the uniformed services (as such term is defined under section 101(a) of title 10, United States Code).; and

(2)

in paragraph (2)(A), by striking active duty military consumer and inserting uniformed services member consumer.