November 10, 2025
Mr. Schneider introduced the following bill; which was referred to the Committee on Ways and Means
To amend the Internal Revenue Code of 1986 to extend and modify the enhanced premium tax credit, and for other purposes.
Section 1. Short title
This Act may be cited as the Keep Healthcare Affordable Act
.
Sec. 2. Extension and modification of enhanced premium tax credit
(a) Extension of rules To increase premium assistance amounts
Section 36B(b)(3)(A)(iii) of the Internal Revenue Code of 1986 is amended—
(1)
in the matter preceding subclause (I), by striking before January 1, 2026
and inserting before January 1, 2030
, and
(2)
in the heading, by striking through 2025
and inserting through 2029
.
(b) Extension and modification of rule To allow credit to taxpayers whose household income exceeds specified amount
Section 36B(c)(1)(E) of such Code is amended—
(1)
by striking through 2025.—In the case of
and inserting
through 2029.—
(i) Before 2026
In the case of, and
(2)
by adding at the end the following:
(ii) After 2025
In the case of a taxable year beginning after December 31, 2025, and before January 1, 2030, subparagraph (A) shall be applied by substituting
but does not exceed 1000 percentforbut does not exceed 400 percent.
(c) Effective date
The amendments made by this section shall apply to taxable years beginning after December 31, 2025.