November 25, 2025
Mr. Fulcher introduced the following bill; which was referred to the Committee on Energy and Commerce
To amend title XXVII of the Public Health Service Act to ensure the appropriate availability of short-term limited duration insurance.
Section 1. Short title
This Act may be cited as the Removing Insurance Gaps for Health Treatment (RIGHT) Act of 2025
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Sec. 2. Ensuring the appropriate availability of short-term limited duration insurance
Section 2791(b) of the Public Health Service Act (42 U.S.C. 300gg–91(b)) is amended by adding at the end the following new paragraph:
(6) Short-term limited duration insurance
The term short-term limited duration insurance means health insurance coverage provided under a contract with a health insurance issuer that—
(A)
has an expiration date specified in the contract that is less than 12 months after the original effective date of the contract; and
(B)
has a duration of not more than 3 years (taking into account renewals or extensions) after the original effective date of the contract.