Introduced in House — H.R. 6838

119th CONGRESS

1st Session

H. R. 6838

IN THE HOUSE OF REPRESENTATIVES

December 18, 2025

Mr. Barr introduced the following bill; which was referred to the Committee on Financial Services

A BILL

To amend the Federal Credit Union Act, the Federal Deposit Insurance Act, the Revised Statutes, and the Federal Reserve Act to require Federal banking agencies to consider economic growth when conducting supervisory functions.

Section 1. Mandate of economic growth in addition to safety and soundness

(a) The Federal Credit Union Act

Section 102 of the Federal Credit Union Act (12 U.S.C. 1752a) is amended by adding at the end the following new subsection:

(g) Economic growth
The Board shall take economic growth into account when conducting supervisory functions under this Act.

(b) The Federal Deposit Insurance Act

Section 1 of the Federal Deposit Insurance Act (12 U.S.C. 1811) is amended by adding at the end the following new subsection:

(c) Economic growth
The Corporation shall take economic growth into account when conducting supervisory functions under this Act.

(c) National Bank Act

Section 324(a) of title VII of the Revised Statutes of the United States (12 U.S.C. 1(a)) is amended by striking safety and soundness and inserting safety, soundness, and economic growth.

(d) The Federal Reserve Act

Section 2A of the Federal Reserve Act (12 U.S.C. 225a) is amended by striking and moderate long-term interest rates. and inserting moderate long-term interest rates, and economic growth..