I
119th CONGRESS
2d Session
H. R. 7647
IN THE HOUSE OF REPRESENTATIVES
February 23, 2026
Mr. Vicente Gonzalez of Texas (for himself and Mr. Fitzpatrick) introduced the following bill; which was referred to the Committee on Financial Services
A BILL
To amend the Federal Home Loan Bank Act to expand homeownership access, and for other purposes.
Section 1. Short title
This Act may be cited as the Minimizing Outdated Restrictions that Exclude Opportunities for Homeownership Act
or the MORE Opportunities for Homeownership Act
.
Sec. 2. Expanding homeownership access through community financial institutions
Section 2(10)(A)(i) of the Federal Home Loan Bank Act (12 U.S.C. 1422(10)(A)(i)) is amended by inserting after Federal Deposit Insurance Act
the following or Federal Credit Union Act
.