Introduced in Senate — S. 2931

119th CONGRESS

1st Session

S. 2931

IN THE SENATE OF THE UNITED STATES

September 29, 2025

Mr. Kennedy (for himself and Mr. Cassidy) introduced the following bill; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs

A BILL

To reauthorize the National Flood Insurance Program.

Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,

Section 1. Short title

This Act may be cited as the NFIP Extension Act.

Sec. 2. Reauthorization

(a) Financing

Section 1309(a) of the National Flood Insurance Act of 1968 (42 U.S.C. 4016(a)) is amended by striking September 30, 2023 and inserting September 30, 2026.

(b) Program expiration

Section 1319 of the National Flood Insurance Act of 1968 (42 U.S.C. 4026) is amended by striking September 30, 2023 and inserting September 30, 2026.

(c) Retroactive effective date

If this Act is enacted after September 30, 2025, the amendments made by subsections (a) and (b) shall take effect as if enacted on September 30, 2025.