November 10, 2025
Mr. Kim (for himself and Mr. McCormick) introduced the following bill; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs
To amend the Housing and Community Development Act of 1974 to expand new home construction, and for other purposes.
Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,
Section 1. Short title
This Act may be cited as the Unleashing Needed Local Options to Construct and Keep Housing Act
or the UNLOCK Housing Act
.
Sec. 2. Amendments to the Housing and Community Development Act of 1974
Section 105(a) of the Housing and Community Development Act of 1974 (42 U.S.C. 5305(a)) is amended—
(1)
in paragraph (25)(D), by striking and
at the end;
(2)
in paragraph (26), by striking the period at the end and inserting ; and
; and
(3)
by adding at the end the following:
(27)
in the case of any metropolitan city or urban county, State, unit of general local government, insular area, or Indian tribe that receives amounts under section 106, the construction of new residential housing for low- and moderate-income persons, with or without assistance from a neighborhood-based nonprofit organization or other private or public nonprofit organization.