February 11, 2026
Mrs. Moody introduced the following bill; which was read twice and referred to the Committee on Agriculture, Nutrition, and Forestry
To amend the Federal Crop Insurance Act to direct the Federal Crop Insurance Corporation to conduct research and development on frost or cold weather insurance, and for other purposes.
Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,
Section 1. Short title
This Act may be cited as the Temperature Event Mitigation Policy Act
or the TEMP Act
.
Sec. 2. Research and development on frost or cold weather insurance
Section 522(c) of the Federal Crop Insurance Act (7 U.S.C. 1522(c)) is amended by adding at the end the following:
(20) Frost or cold weather insurance
(A) In general
The Corporation shall carry out research and development, or offer to enter into 1 or more contracts with 1 or more qualified persons to carry out research and development, regarding an index-based policy to insure crops (including tomatoes, peppers, sugarcane, strawberries, melons, citrus, peaches, blueberries, and any other crop) on a nationally available basis against losses due to a frost or cold weather event.
(B) Research and development
Research and development under subparagraph (A) shall—
(i)
evaluate the effectiveness of risk management tools, such as the use of an index, with respect to low frequency and catastrophic loss weather events; and
(ii)
result in a policy that provides protection for at least 1 of the following:
(I)
Production loss.
(II)
Revenue loss.
(C) Report
Not later than 1 year after the date of enactment of this paragraph, the Corporation shall submit to the Committee on Agriculture of the House of Representatives and the Committee on Agriculture, Nutrition, and Forestry of the Senate a report that describes—
(i)
the results of the research and development carried out under this paragraph; and
(ii)
any recommendations with respect to those results.