Introduced in Senate — S. 4182

119th CONGRESS

2d Session

S. 4182

IN THE SENATE OF THE UNITED STATES

March 24, 2026

Mr. Welch (for himself, Mr. Justice, Mr. Schiff, and Mrs. Hyde-Smith) introduced the following bill; which was read twice and referred to the Committee on Agriculture, Nutrition, and Forestry

A BILL

To amend the Farm Credit Act of 1971 to modify rural housing financing under that Act.

Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,

Section 1. Short title

This Act may be cited as the Fostering the Availability in Rural Markets of Home Loans Act of 2026 or the FARM Home Loans Act of 2026.

Sec. 2. Rural housing financing

Section 1.11(b) of the Farm Credit Act of 1971 (12 U.S.C. 2019(b)) is amended—

(1)

in paragraph (2), by striking appurtenances and inserting appurtenances, including accessory dwelling units,; and

(2)

in paragraph (3), by striking 2,500 and inserting 10,000.