Federal · 119th Congress
American Lending Fairness Act of 2026
Policy areaFinance and Financial Sector
The Congressional Research Service has not published a summary of this measure.
Read the text of the bill →Sponsor
Cosponsors7
Andy BarrRU.S. Representative · 6th District · KY
Steven HorsfordDU.S. Representative · 4th District · NV
Sarah McBrideDU.S. Representative · At-Large · DE
Vicente GonzalezDU.S. Representative · 34th District · TX
Young KimRU.S. Representative · 40th District · CA
Scott FitzgeraldRU.S. Representative · 5th District · WI
Josh GottheimerDU.S. Representative · 5th District · NJOther titles2
To restore and clarify the intent of the Federal interest rate exportation parity for State-chartered banks by allowing States to opt out of preemption only with respect to loans made by their own chartered institutions, and for other purposes.Official Title as Introduced
American Lending Fairness Act of 2026Short Title(s) as Introduced
Legislative history4
Sep 16, 2026
House · CommitteeOrdered to be Reported (Amended) by the Yeas and Nays: 31 - 18.
Sep 16, 2026
House · CommitteeCommittee Consideration and Mark-up Session Held
Mar 9, 2026
HouseReferred to the House Committee on Financial Services.
Mar 9, 2026
IntroducedIntroduced in House