This bill requires a consumer credit data reseller (a consumer reporting agency that does not maintain a credit database of its own, but assembles and merges a consumer's credit information from other agencies that it provides to a third party) to follow reasonable procedures to ensure the maximum possible accuracy of the credit information it provides.
A reseller may not be held liable under the Fair Credit Reporting Act for the information it provides if the reseller accurately communicates the information obtained from another consumer reporting agency.
Other titles
the names this measure carries besides the one at the top of this page, each with the record's own label for it. The collection includes titles given to parts of a bill as well as to the whole.
To amend the Fair Credit Reporting Act to require resellers of information contained in consumer reports to follow reasonable procedures to assure maximum possible accuracy of such information before transmitting such information, and for other purposes.Official Title as Introduced
Fair Credit Reporting Reseller Accuracy ActShort Title(s) as IntroducedShort Title(s) as Reported to House
HouseReferred to the House Committee on Financial Services.
Jun 30, 2026
House · CommitteeCommittee Consideration and Mark-up Session Held
Jun 30, 2026
House · CommitteeOrdered to be Reported (Amended) by Voice Vote.
Sep 1, 2026
House · CommitteeReported (Amended) by the Committee on Financial Services. H. Rept. 119-789.
Sep 1, 2026
HousePlaced on the Union Calendar, Calendar No. 689.
Documents
Everything Congress printed about this measure. A bill is reprinted each time it changes, the Congressional Research Service summarizes each version, and the committee that reports a bill files its own written account of it.