The public record · 119th Congress

Home Affordability Through Mortgage Simplification Act

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Other titles

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To amend the Truth in Lending Act to modernize disclosure requirements, establish materiality standards and safe harbors for mortgage disclosures, simplify waiting period requirements, expand tolerances for annual percentage rate accuracy, and for other purposes.Official Title as Introduced

Home Affordability Through Mortgage Simplification ActShort Title(s) as Introduced

Legislative history

H.R. 9459·House·Bill·Housing and Community Development

Rep. Scott Fitzgerald(Republican-Wisconsin-5)

Jun 25, 2026

IntroducedIntroduced in House

Jun 25, 2026

HouseReferred to the House Committee on Financial Services.

Documents

Everything Congress printed about this measure. A bill is reprinted each time it changes, the Congressional Research Service summarizes each version, and the committee that reports a bill files its own written account of it.

Bill text

Jun 25, 2026As introduced in the House