The public record · 119th Congress

Empowering States' Rights To Protect Consumers Act of 2026

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Other titles

the names this measure carries besides the one at the top of this page, each with the record's own label for it. The collection includes titles given to parts of a bill as well as to the whole.

A bill to amend the Truth in Lending Act to empower the States to set the maximum annual percentage rates applicable to consumer credit transactions, and for other purposes.Official Title as Introduced

Empowering States' Rights To Protect Consumers Act of 2026Short Title(s) as Introduced

Legislative history

S. 3721·Senate·Bill·Finance and Financial Sector

Sen. Sheldon Whitehouse(Democratic-Rhode Island)·

Jan 29, 2026

SenateRead twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Documents

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Bill text

Jan 29, 2026As introduced in the Senate