The public record · 119th Congress

American Lending Fairness Act of 2026

The Congressional Research Service has not published a summary of this measure.

Other titles

the names this measure carries besides the one at the top of this page, each with the record's own label for it. The collection includes titles given to parts of a bill as well as to the whole.

A bill to restore and clarify the intent of the Federal interest rate exportation parity for State-chartered banks by allowing States to opt out of preemption only with respect to loans made by their own chartered institutions, and for other purposes.Official Title as Introduced

American Lending Fairness Act of 2026Short Title(s) as Introduced

Legislative history

S. 3889·Senate·Bill·Finance and Financial Sector

Sen. Bernie Moreno(Republican-Ohio)

Feb 12, 2026

SenateRead twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Documents

Everything Congress printed about this measure. A bill is reprinted each time it changes, the Congressional Research Service summarizes each version, and the committee that reports a bill files its own written account of it.

Bill text

Feb 12, 2026As introduced in the Senate