The public record · 119th Congress

ESCRA Act

The Congressional Research Service has not published a summary of this measure.

Other titles

the names this measure carries besides the one at the top of this page, each with the record's own label for it. The collection includes titles given to parts of a bill as well as to the whole.

A bill to amend the Credit Repair Organizations Act to add additional protections against harmful practices within the credit repair organization industry, and for other purposes.Official Title as Introduced

ESCRA ActShort Title(s) as Introduced

Ending Scam Credit Repair ActShort Title(s) as Introduced

Legislative history

S. 4144·Senate·Bill·Finance and Financial Sector

Sen. Christopher A. Coons(Democratic-Delaware)·

Mar 19, 2026

SenateRead twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Documents

Everything Congress printed about this measure. A bill is reprinted each time it changes, the Congressional Research Service summarizes each version, and the committee that reports a bill files its own written account of it.

Bill text

Mar 19, 2026As introduced in the Senate