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Federal · 119th Congress

Terrorism Risk Insurance Program Reauthorization Act of 2026

S. 4395·Senate·Bill
Sen. David McCormick(Republican-Pennsylvania)·42 cosponsors
Policy areaFinance and Financial Sector

Summary

This bill reauthorizes the Terrorism Risk Insurance Program through 2034. The program covers a portion of the losses incurred by private insurers for property and casualty insurance coverage for terrorism risk.

Sponsor

David McCormickDavid McCormickRepublicanU.S. Senator · Pennsylvania

Cosponsors42

Angela D. AlsobrooksAngela D. AlsobrooksDU.S. Senator · MDJim BanksJim BanksRU.S. Senator · INLisa Blunt RochesterLisa Blunt RochesterDU.S. Senator · DEKatie Boyd BrittKatie Boyd BrittRU.S. Senator · ALCatherine Cortez MastoCatherine Cortez MastoDU.S. Senator · NVKevin CramerKevin CramerRU.S. Senator · NDMike CrapoMike CrapoRU.S. Senator · IDRuben GallegoRuben GallegoDU.S. Senator · AZBill HagertyBill HagertyRU.S. Senator · TNJohn KennedyJohn KennedyRU.S. Senator · LAAndy KimAndy KimDU.S. Senator · NJCynthia M. LummisCynthia M. LummisRU.S. Senator · WY
12 of 42

Other titles2

A bill to reauthorize the Terrorism Risk Insurance Act of 2002, and for other purposes.Official Title as Introduced
Terrorism Risk Insurance Program Reauthorization Act of 2026Short Title(s) as IntroducedShort Title(s) as Reported to SenateShort Title(s) as Passed Senate

Legislative history8

Oct 5, 2026
House · FloorHeld at the desk.
Oct 5, 2026
House · FloorReceived in the House.
Oct 5, 2026
Senate · FloorMessage on Senate action sent to the House.
Sep 28, 2026
Senate · FloorPassed Senate without amendment by Unanimous Consent. (consideration: CR S5122-5123; text: CR S5123)
Sep 22, 2026
SenatePlaced on Senate Legislative Calendar under General Orders. Calendar No. 672.
Sep 22, 2026
Senate · CommitteeCommittee on Banking, Housing, and Urban Affairs. Reported by Senator Scott SC, without amendment. Without written report.
Sep 17, 2026
Senate · CommitteeCommittee on Banking, Housing, and Urban Affairs. Ordered to be reported without amendment favorably.
Apr 27, 2026
SenateRead twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Documents4

Texts
As passed by the SenateLatestEngrossed in Senate·U.S. Government Publishing Office·Sep 28, 2026As reported by the Senate committeeReported in Senate·U.S. Government Publishing Office·Sep 22, 2026As introduced in the SenateIntroduced in Senate·U.S. Government Publishing Office·Apr 27, 2026
Summaries
Passed SenateCRS summary·Congressional Research Service·Sep 28, 2026

Where it stands

In committee — the Senate
On the floor — the Senate
In committee — the House
On the floor — the House
Resolving differences
With the President
Became law
Path for a Senate bill