AN ACT relating to financial institutions; providing for the licensure and regulation by the Commissioner of Financial Institutions of merchant acquirer limited purpose banks; setting forth various procedures and requirements for the organization and licensure of merchant acquirer limited purpose banks; setting forth the powers and duties of the Commissioner with respect to merchant acquirer limited purpose banks; imposing various requirements and restrictions concerning the operation of merchant acquirer limited purpose banks; establishing certain prohibited acts relating to merchant acquirer limited purpose banks; revising certain provisions relating to financial institutions; providing penalties; and providing other matters properly relating thereto.