Washington · 2025-2026 Biennium (69th Legislature)

Preventing unintentional lapses and cancellations of life insurance policies.

AN ACT Relating to preventing unintentional lapses and cancellations of life insurance policies;

SHB 2428·House·Bill

Rep. Mari LeavittState House · LD-28·2 cosponsors

Fiscal noteState YesLocal No

Effective dateJanuary 1, 2027

Primary sponsor

Mari LeavittState House · LD-28

Cosponsors

Kristine ReevesState House · LD-30

Lisa ParshleyState House · LD-22

Floor votes

House · 3rd Reading & Final Passage · SHB 2428Feb 12, 202694–0

Senate · 3rd Reading & Final Passage · SHB 2428Mar 4, 202648–0

Legislative history

Jan 13, 2026

First reading, referred to Consumer Protection & Business.

Feb 4, 2026

CPB - Executive action taken by committee.

Feb 4, 2026

CPB - Majority; 1st substitute bill be substituted, do pass.

Feb 4, 2026

Referred to Rules 2 Review.

Feb 11, 2026

Rules Committee relieved of further consideration. Placed on second reading.

Feb 12, 2026

1st substitute bill substituted.

Feb 12, 2026

Rules suspended. Placed on Third Reading.

Feb 12, 2026

Third reading, passed; yeas, 94; nays, 0; absent, 0; excused, 4.

Feb 16, 2026

First reading, referred to Business, Trade & Economic Development.

Feb 19, 2026

BTE - Majority; do pass.

Feb 20, 2026

Passed to Rules Committee for second reading.

Feb 27, 2026

Placed on second reading by Rules Committee.

Mar 4, 2026

Rules suspended. Placed on Third Reading.

Mar 4, 2026

Third reading, passed; yeas, 48; nays, 0; absent, 0; excused, 1.

Mar 5, 2026

Speaker signed.

Mar 6, 2026

President signed.

Mar 6, 2026

Delivered to Governor.

Mar 16, 2026

Governor signed.

Mar 16, 2026

Chapter 62, 2026 Laws.

Mar 16, 2026

Effective date 1/1/2027.

Bill text

Original Bill Substitute Bill Bill as Passed Legislature

Bill reports

House Bill Analysis 2026 — Initial House Analysis 01-23-26 House Bill Report — Reported by CPB 02-04-26 Substitute House Bill Report — Passed House 02-12-26 Substitute Senate Bill Report (Orig.) — Initial Bill Report 02-18-26 Substitute Senate Bill Report — Testimony Added 02-18-26 Substitute Senate Bill Report — Reported by BTE 02-19-26 Substitute Senate Bill Report — Passed Senate 03-04-26 Final Bill Report — Final Bill Report 2026 Substitute House Bill Report — Passed Legislature

Session law

Chapter 062, Laws of 2026