Washington · 2025-2026 Biennium (69th Legislature)

Enhancing consumer protections for automobile insurance coverage.

AN ACT Relating to enhancing consumer protections for automobile insurance coverage;

ESB 5721·Senate·Bill

Sen. Derek StanfordState Senate · LD-01·9 cosponsors

Fiscal noteState YesLocal No

Effective dateJuly 27, 2025

Primary sponsor

Derek StanfordState Senate · LD-01

Cosponsors

Javier ValdezState Senate · LD-46

Bob HasegawaState Senate · LD-11

Marcus RiccelliState Senate · LD-03

Emily AlvaradoState House · LD-34

T'wina NoblesState Senate · LD-28

Tina OrwallState Senate · LD-33

Vandana SlatterState Senate · LD-48

Yasmin TrudeauState Senate · LD-27

Lisa WellmanState Senate · LD-41

Floor votes

Senate · 3rd Reading & Final Passage · ESB 5721Mar 7, 202529–20

House · Final Passage as Amended by the House · ESB 5721Apr 14, 202596–1

Senate · Final Passage as Amended by the House · ESB 5721Apr 22, 202546–2

Legislative history

Feb 10, 2025

First reading, referred to Business, Financial Services & Trade.

Feb 20, 2025

BFT - Majority; do pass.

Feb 20, 2025

Minority; do not pass.

Feb 20, 2025

Minority; without recommendation.

Feb 21, 2025

Passed to Rules Committee for second reading.

Mar 3, 2025

Placed on second reading by Rules Committee.

Mar 7, 2025

Floor amendment(s) adopted.

Mar 7, 2025

Rules suspended. Placed on Third Reading.

Mar 7, 2025

Third reading, passed; yeas, 29; nays, 20; absent, 0; excused, 0.

Mar 9, 2025

First reading, referred to Consumer Protection & Business.

Apr 2, 2025

CPB - Executive action taken by committee.

Apr 2, 2025

CPB - Majority; do pass with amendment(s).

Apr 2, 2025

Minority; do not pass.

Apr 2, 2025

Minority; without recommendation.

Apr 2, 2025

Referred to Rules 2 Review.

Apr 8, 2025

Rules Committee relieved of further consideration. Placed on second reading.

Apr 14, 2025

Committee amendment(s) adopted with no other amendments.

Apr 14, 2025

Rules suspended. Placed on Third Reading.

Apr 14, 2025

Third reading, passed; yeas, 96; nays, 1; absent, 0; excused, 1.

Apr 22, 2025

Senate concurred in House amendments.

Apr 22, 2025

Passed final passage; yeas, 46; nays, 2; absent, 0; excused, 0.

Apr 24, 2025

President signed.

Apr 24, 2025

Speaker signed.

Apr 25, 2025

Delivered to Governor.

May 20, 2025

Governor signed.

May 20, 2025

Chapter 394, 2025 Laws.

May 20, 2025

Effective date 7/27/2025.

Bill text

Original Bill Engrossed Bill Bill as Passed Legislature

Amendments

Floor amendment by Stanford (Adopted)Floor amendment by Abbarno (Not adopted)Committee amendment by Consumer Protection & Business (Adopted)Floor amendment by Peterson (Not adopted)

Bill reports

Senate Bill Report (Orig.) — Initial Bill Report 02-19-25 Senate Bill Report — Testimony Added 02-19-25 Senate Bill Report — Reported by BFT 02-20-25 Engrossed Senate Bill Report — Passed Senate 03-07-25 Engrossed House Bill Analysis 2025 — Initial House Analysis 04-01-25 Engrossed House Bill Report — Reported by CPB 04-02-25 Engrossed House Bill Report — Passed House 04-14-25 Engrossed Senate Bill Report — Amended by House 04-14-25 Final Bill Report — Final Bill Report 2025

Session law

Chapter 394, Laws of 2025